1. Introduction
• Circhles is a travel-fintech platform that allows users to book flights (commercial and corporate) and access financial services such as flexible payments, savings, and rewards.
• By creating an account, booking a flight, or using our services, you agree to comply with these Terms & Conditions and our Privacy Policy.
2. Eligibility
You must be at least 18 years old to use our services.
Corporate users must be authorized representatives of their organizations.
You agree to provide accurate, up-to-date information when creating an account or booking.
3. Our Services
Flight Booking: We provide flight search, booking, and ticketing services through global airline partners.
Fintech Services: Includes installment payments, savings for travel, and referral-based rewards.
Corporate Travel Management: Tools for businesses to manage employee travel and expenses in real time through financial instruments.
4. Booking & Payments
All bookings are subject to airline availability, pricing, and policies.
Payment must be made using approved payment methods (cards, bank transfer, mobile wallet, or fintech plans).
If you choose “Travel products” or installment plans, you must comply with all package terms.
Failure to complete payments may result in cancellation of your booking and additional charges.
5. Cancellations, Changes & Refunds
Airline rules determine whether tickets are refundable or changeable.
Service fees may apply for cancellations or changes processed through Circhles.
Refunds (if applicable) will be credited using the original payment method and may take up to 14 business days, depending on banks /airlines.
6. Rewards & Referrals
Rewards (points, cashback, or credits) are earned based on completed bookings.
Rewards cannot be exchanged for cash unless stated otherwise.
Referral bonuses are only valid when the referred user makes an eligible booking.
We reserve the right to modify or cancel rewards programs at any time.
7. Corporate Travel Terms
Corporate clients may access credit lines, invoicing, and reporting tools subject to approval.
Companies are responsible for all bookings made under their corporate accounts.
10. Data Protection
Your data is collected and processed in line with our Privacy Policy.
We comply with GDPR and Nigeria Data Protection Regulation (NDPR) to protect your information.
12. Intellectual Property
All content on our platform (logos, designs, text, software) is the property of Circhles.
You may not copy, distribute, or reproduce our content without permission.
13. Governing Law
These Terms & Conditions are governed by the laws of Lagos, Nigeria.
Any disputes will be handled under the jurisdiction of Ikoyi high court Arbitration body.
14. Updates to Terms
We may update these Terms & Conditions from time to time. Continued use of our services after updates means you accept the new terms.
15. Contact Us
For questions about these Terms, please contact us:
Circhles voyage.
📍 [Company Address]
📧 Info@circhles.com
📞 +2347062538161
8. User Responsibilities
By using our services, you agree to:
Provide accurate details for booking and payment.
Use our services only for lawful purposes.
Not engage in fraudulent activity, misuse of payment systems, or abuse of referral programs.
Keep your account credentials secure.
9. Limitation of Liability
Circhles acts as an intermediary between you and airlines, financial partners, and service providers.
We are not responsible for flight delays, cancellations, lost baggage, or service disruptions caused by airlines or third parties.
To the maximum extent permitted by law, Circhles is not liable for indirect, incidental, or consequential damages.
11. Termination
We may suspend or terminate your account if you violate these terms, misuse our services, or engage in fraudulent activity.